Effective Date: October 31, 2022
Last Updated: October 31, 2022


OUR COMMITMENT TO PRIVACY

This website is developed and maintained by Celeri Labs, Inc. (hereinafter “Celeri,” “we,” or “us”). The data controller is Celeri and can be contacted as explained below in the How to Contact Us section. 

When you visit our website, official social media sites, or other online properties, collectively “Sites” or “Services,” Celeri may collect and use certain information about you. Celeri recognizes that you care about how your information is used, and your privacy is important to us. This Privacy Policy explains how we may collect and use your information, particularly your personal information, and the choices you can make about what information you share.

This Privacy Policy applies to all Services offered by Celeri to U.S. consumers, except where a product or service has a separate privacy notice that does not incorporate this Privacy Policy. Certain individuals also may be provided with additional privacy notices as described below:

- Celeri Customers – When you sign up for an account with Celeri, we may collect and use your personal information on behalf of our client clients (“Client Clients”) and/or our bank partner (“Bank Partner”) to facilitate the provision of banking services pursuant to our banking partners Privacy Notice as applicable. Federal law requires our Client Customer/Bank Partner to provide notice to certain consumers to explain what personal information they collect, how they share it, and how consumers may limit our Bank Partner’s sharing of the information. The privacy practices of our Bank Partner are subject to their privacy notice, which we strongly suggest you review. Celeri is not responsible for our Bank Partner’s information practices or privacy notices.

- Notice to California Residents – If you are a resident of California, please see our California Consumer Privacy Statement.

UPDATES TO OUR PRIVACY POLICY

We ask that you read this Privacy Policy from time to time. Celeri may modify this Privacy Policy at any time in its sole discretion. If we make material changes to this Privacy Policy that increase our rights to use personal information, we have previously collected about you, we will first obtain your consent where required by law. If Celeri intends to further process collected personal data for a purpose other than that for which the personal data was collected, prior to that further processing, we will provide you with information on that other purpose and with additional information necessary to ensure fair and transparent processing.

INFORMATION WE COLLECT

Information You Provide To Us

Celeri collects information about you when you interact with our Sites and Services. When you use our Sites and Services, we collect information about one or more devices associated with you that you use to access the Sites, such as a computer, mobile phone, or tablet. We collect, store, and use information you provide to us from one or more devices associated with you when you use our Sites, including when you log into the Sites or Services from one or more of your devices, register for an account, complete a web form, add or update your account information, apply for a job at Celeri, or otherwise correspond with us regarding the Sites.

Information that we collect may include:

- Identifiers such as name, email address, phone number, date of birth, physical address, country of residence, and bank account and routing numbers when you create an account to log in to our Platform;
- Login credentials, including username and password, for your Celeri Account;
- When you request Services on our Sites, open an Account, conduct a transaction, or use our Sites for any reason, we may collect information you provide, including as necessary to complete the transaction, including your name, legal address, last four digits of your SSN, and credit or debit card billing information;
- Biometric information (such as a facial image collected for identity verification);
- Social media handles;Voice recordings (such as when you call Celeri’s Customer Service);
- If you use our Application on your mobile device, we may also collect mobile device information like operating system and hardware type, numbers or codes that are unique to your particular device, device information, default device language, the location of your device, and app usage information;
- Information you provide through customer service interactions and that you provide about your experience with Celeri, including responses to surveys offered by the Company;
- If you provide us feedback or contact us via email, we will collect your name and email address, as well as any other content included in the email, in order to send you a reply;
- If you tell us where you are by allowing your mobile device to send us your location (geolocation data), we may store and use that information for fraud prevention purposes;
- Your subscriptions to our newsletters;
- In addition to the above, we may need to verify your identity in order for you to use some aspects of the Service. For purposes of verification, we may also collect the following personal information from you. If requested for compliance reasons, providing this information is mandatory to use our Service:
- Valid government issued identification such as a passport or driver’s license;
- Other identification documents as deemed appropriate;
- Tax-related information such as a tax identification number (“TIN”) or Social Security number (“SSN”); and/or
- Any other information as may be required to verify your identity in accordance with applicable laws and regulations;
- We may also collect information at other points in our Sites and Services where it is clear we are collecting such information; and/or 
- Other information you choose to provide, such as through our “Contact Us” feature, emails or other communications (such as with customer service), referrals, on social media pages, or in registrations and sign-up forms.

INFORMATION COLLECTED VIA TECHNOLOGY

Information We Automatically Collect

We automatically collect information about the devices you use to interact with our Sites. We automatically collect your device identifier, web browser type and version, IP address, precise geolocation, and browsing information collected through cookies and beacons. We also automatically collect information about how you use the Sites, such as what you have searched for and viewed on the Sites. The information automatically collected will be associated with any personal information you have provided.

We collect certain information by automated means when you visit our Sites, such as how many users visited our Sites and the pages accessed. By collecting this information, we learn how to best tailor our Sites to our visitors. We collect this information through various means such as “cookies” and “web beacons.

Cookies

Like many companies, we use “cookies” on some of our Sites. Cookies are pieces of code placed on your devices when you visit certain websites. We use cookies to tell us, for example, whether you have visited us before or if you are a new visitor, and to help us identify features of the Sites in which you may have the greatest interest. Cookies may enhance your online experience by saving your preferences while you are visiting a particular website.Most web browsers will tell you how to stop accepting new cookies, how to be notified when you receive a new cookie, and how to disable existing cookies. Please note, however, that without cookies you may not be able to take full advantage of the features and functionality of the Sites.

Web Beacons

Certain pages on our website contain “web beacons” (also known as Internet tags, pixel tags, and clear GIFs). These web beacons allow third parties to obtain information, such as the IP address of the computer that downloaded the page on which the beacon appears; the URL of the page on which the beacon appears; the time the page containing the beacon was viewed; the type of browser used to view the page; and the information in cookies set by the third party.

IP Addresses

An IP address is a unique identifier that certain electronic devices use to identify and communicate with each other on the Internet. When you visit our website, we view the IP address of the device you use to connect to the Internet. We then use this information to determine the general physical location of the device and understand the general locations of our website visitors. We also use this information to enhance our Sites.

Collection of Data in Connection with Advertising

We may use third parties to serve ads on the Sites. In connection with the delivery of advertising, certain third parties may automatically collect information about your visits to this and other websites, your IP address, your ISP, and the browser you use to visit our Sites. They do this by using cookies, web beacons, or other technologies. Information collected may be used, among other things, to deliver advertising targeted to your interests and to better understand the usage and visitation of our Sites and the other sites tracked by these third parties. This policy does not apply to, and we are not responsible for, Cookies or Pixel Tags in third party ads, and we encourage you to check the privacy policies of advertisers and/or ad services to learn about their use of Cookies and other technologies.

Location Information

If you have enabled location services on your phone, tablet, or other mobile device, we may collect your location information including for the purpose of verifying whether you are eligible to participate in a channel, service, or promotion.

Information Collected from Other Sources

We may also collect information about you from third parties, such as marketing partners, identity verification services, anti-fraud services, and other service providers. We may also supplement the information we have about you with information received from other sources such as commercially available sources (e.g., data brokers and public databases). The information we receive may include demographic data such as age, gender, and income level, your interests and purchase data and other information that is necessary or useful to assist our marketing efforts or for user verification, authentication, fraud detection or to comply with regulatory requirements.

HOW WE USE THE INFORMATION WE COLLECT ABOUT YOU

We may use your information for the following purposes:

TO COMMUNICATE WITH YOU

- To provide you with customer support;
- To communicate with you about our products and services, including promotions and offers; or
- To send you further notices, financial news notifications, promotions, solicitations, brochures, or other marketing materials regarding our Sites, our products, and the services of our businesses, affiliates, business partners or authorized dealers.

TO MANAGE AND IMPROVE OUR BUSINESS OPERATIONS

- To tailor specific promotions according to your preferences;
- To provide you with access to the Services;
- To serve the functions of the Sites;
- To manage everyday business needs, such as administering and improving the Sites;
- To analyze the performance and functioning of the Sites;
- To analyze how you use the Sites and to perform other market research;
- For internal operations, including troubleshooting, testing, and analytics; and
- To assist us in developing new products and improving our Services.

TO ENSURE A SECURE ONLINE ENVIRONMENT AND COMPLY WITH LEGAL OBLIGATIONS

- To protect against and detect fraud, abuse, or other unlawful activity;
- To enforce our Terms and Conditions, other corporate policies, and industry standards; and
- To comply with all applicable laws and reporting obligations.

WE MAY SHARE YOUR INFORMATION WITH THIRD PARTIES

- To help us operate our business and the Sites or administer activities on our behalf, such as sending out newsletters or surveys for those limited purposes provided that you have given us your permission;
- To verify your eligibility for other services; and
- To provide you with offers and marketing that may be of interest to you.

If you notify us that you do not wish to be contacted for marketing purposes, we will not send you marketing information.

THIRD-PARTY ANALYTICS SERVICES

We may use Google Analytics or similar services, to help analyze how users use our services. These services use cookies to collect information such as how often users visit our Sites, the pages they visit, and what other sites they used prior to coming to our Services. We use the information we get from analytics research only to improve the functioning of our Sites, Application(s), and Services.

DO NOT TRACK

Our Sites do not collect personal information about your online activities over time and across third-party websites or online services. Therefore, “do not track” signals transmitted from web browsers do not apply to our Sites, and we do not alter any of our data collection and use practices upon receipt of such a signal.

BUSINESS STRUCTURE CHANGES

We reserve the right to disclose and transfer all information related to our Sites, including personal data:

- To a subsequent owner, co-owner, or operator of one or more of the Sites; or
- In connection with a corporate merger, consolidation, or restructuring, the sale of substantially all of our ownership interests and/or assets, or other corporate change, including, without limitation, during the course of any due diligence process.

INFORMATION WE SHARE

We share your information with third-party service providers who perform services and functions on our behalf to support our interactions with you including, for example, providing our products and services or communicating with you. These third parties are not authorized by us to use or disclose the information, except as necessary to perform services on our behalf or comply with legal requirements. These third parties have no independent rights to the data.

In addition, we will disclose information about you:

- If we are required to do so by law or legal process;To law enforcement authorities or other government officials, as necessary;
- When we believe disclosure is necessary or appropriate to prevent physical harm or financial loss or in connection with an investigation or suspected or actual illegal activity;If necessary to protect the vital interests of a person;
- To enforce our Terms and Conditions;To protect our property, services, and legal rights;
- To prevent fraud against Celeri, our affiliates, business partners, or authorized dealers;
- To support auditing, compliance, and corporate governance functions; or
- To comply with any and all applicable laws.

In certain situations, Celeri may be required to disclose personal data in response to lawful requests by public authorities, including to meet national security or law enforcement requirements.

LINKS TO OTHER WEBSITES

Our Sites may provide links to other websites for your convenience and information. These websites may operate independently from our Sites. Linked websites may have their own privacy notices or policies, which we strongly suggest you review if you visit any linked websites. To the extent any linked websites you visit are not part of this website, we are not responsible for their content, any use of the websites, or the privacy practices of any of those websites.

HOW WE PROTECT YOUR INFORMATION

We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information, and other data stored on our Sites. Sensitive and private data exchanged between the Sites and its Users happens over a Secure Socket Layers (SSL) secured communication channel and is encrypted and protected with digital signatures.

HOW WE PROTECT PERSONAL INFORMATION

We maintain administrative, technical, and physical safeguards to protect against loss, misuse, unauthorized access, disclosure, alteration, or destruction of the information you provide when visiting or using the Sites.

RETENTION OF INFORMATION

Celeri retains all personal information for the duration of the relevant business relationship or, where required, in accordance with its information management policies and schedules, subject to applicable laws. When deleting personal information based on a request from the individual to whom the information relates, Celeri will make reasonable attempts to ensure that all instances of the information are deleted in their entirety. 

HOW TO CONTACT US

If you have any questions or comments about this Privacy Policy, please contact: privacy@getceleri.com. If you would like to update your contact information or preferences, have your information removed from our mailing lists, or no longer receive marketing e-mails that we may send based on information collected via product registration cards or other sources, you may do so by:

- Adjusting the settings in an account you created through the Sites; or
- Unsubscribing via the links contained in emails from us.